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There are various trucks driving the road today. There are personal trucks, small work trucks owned, large work trucks, duallies, tractor trailers, cube trucks, refrigerated trucks and the list goes on. Some trucks require special licenses to drive while others only require a standard driver’s license to operate.
Insurance also varies depending on the purpose and size of the vehicle. Here is an example of how liability insurance may look for a large commercial truck. Commercial truck insurance has higher liability limits to cover the potential consequences of large truck accidents. For example, in Florida, the minimum liability coverage for commercial trucks depends on the type of cargo:
- Household goods: $300,000
- General freight: $750,000
- Oil transport: $1,000,000
All of this makes it important that your attorney has experience in dealing with truck accidents should you ever get into one. You don’t want your attorney learning on-the-job with your case. You want someone who knows exactly how to handle insurance companies and court procedures when it comes to handling cases that involve truck accidents.
Farm trucks, work trucks, fleet trucks, these all have different classifications and require different insurance coverages. Therefore, filing a claim will be a different experience than you may face when filing a claim with an auto accident. Knowing how to communicate with insurance companies about particular types of accidents is a real advantage. We have plenty of experience representing truck owners filing claims as well as when seeking compensation for injuries suffered in truck accidents.
Contact O’Neil Injury Law today to discuss your case or claim. We can help instantly.